Golden Visa - Ergo Realty Golden Visa

What is a Golden Visa?

The Golden Visa is a special program that grants the right to obtain a residence permit by investing in real estate in a specific country. Through the Greece Golden Visa Program, you can obtain a residence permit for yourself and your family by investing in a property worth at least 250,000 euros. This permit grants the right to free movement within European Union countries. Your children can receive education in Europe under favorable conditions, and you can travel visa-free within the Schengen area. Additionally, this permit is renewable as long as you retain ownership of the property. The Golden Visa is not just an investment; it is also a secure future, a free lifestyle, and a strategic step toward opening the doors to Europe.

GOLDEN VISA ADVANTAGES

The Greek Golden Visa program grants the applicant and their family the right to reside in the European Union. This right covers three generations and has a broad family scope. The program offers visa-free travel in Schengen countries. In addition, children have access to educational opportunities that meet European Union standards. Property acquired through investment can be rented out to generate a regular passive income stream. All these elements provide the investor with multifaceted advantages in terms of both quality of life and financial security.

Golden Visa for Family Members

Golden Visa programı yalnızca yatırımcıyı değil, ailesini de kapsar. Yasal olarak evli olan eş bu haklardan yararlanabilir. 21 yaş altı biyolojik veya evlatlık çocuklar da başvuruya dahildir. 21 yaşını doldurmuş ancak eğitimine devam eden çocuklar özel izinle başvuruya dahil edilebilir. Ayrıca hem başvuru sahibinin hem de eşinin anne ve babaları da oturum izni alma hakkına sahiptir. Böylece üç kuşağı kapsayan aile yapısı Avrupa’da birlikte yaşama fırsatı elde eder.

REAL ESTATE INVESTMENT

The Greek Golden Visa program offers real estate investment options tailored to different budgets and regions. These options allow investors to obtain residency in Europe and earn regular rental income from their property. The investment amount varies depending on the location, purpose, and size of the property. The program's flexible structure offers investors opportunities in both large cities and developing regions.

Golden Visa with a €250,000 Investment

Across Greece, an investment of €250,000 is sufficient for special cases such as the restoration of listed buildings or the conversion of commercial properties into residential use. This option is the lowest-cost entry point to the program and provides investors with both a residence permit and the opportunity to generate income from the property.

Golden Visa with a €400,000 Investment

For investments in a single property of at least 120 square meters located in rural areas, low-population cities, and islands, the minimum amount is €400,000. This type of investment is ideal for investors who want to access larger and more affordable properties outside of major cities.

Golden Visa with an Investment of €800,000

The minimum amount for investments in large cities such as Athens and Thessaloniki and on islands with a population of over 3,100 is €800,000. This option has been developed for those who want to invest in prestigious real estate projects in central and high-demand areas and offers high rental income potential.

FINANCIAL INVESTMENT

The Greek Golden Visa program offers investors the opportunity to obtain residency permits through financial investment options other than real estate. These alternatives have been developed especially for investors who are not interested in purchasing physical property or who wish to diversify their portfolios. Investments in instruments such as government bonds, stocks, and corporate bonds can generate financial gains while also providing residency rights in Europe. Both types of investment are subject to specific amount and duration conditions.

Golden Visa with a Financial Investment of €500,000

Residence permits can be obtained by investing in Greek government bonds worth €500,000 with a minimum maturity of three years. This investment is a low-risk and secure option as it is backed by the government. It is not recommended to sell the bonds before maturity, as this period is critical for the sustainability of the investment and the continuation of the permit.

Golden Visa with a Financial Investment of €800,000

An investment of €800,000 in Greek stocks, corporate bonds, or government bonds offers higher potential returns. This method allows investors to diversify their financial portfolios but also carries certain risks associated with capital markets. With professional advice, it can be a profitable alternative.

DOCUMENTS REQUIRED FOR THE GOLDEN VISA

There are certain steps and documents required for purchasing property during the application process. First, you must register for taxes in Greece and appoint a local lawyer. Next, the necessary documents are prepared to open a bank account. These documents include a copy of a valid passport, birth certificate, income tax return, and a bill (telephone, electricity, or gas) belonging to the applicant. Once these procedures are completed, the investment process is initiated and supported by official documents.

Real Estate Investment Costs

When investing in real estate in Greece, there are additional costs involved in the process beyond the property price. These include legal fees, consulting fees, notary fees, taxes, and land registry fees. In addition, depending on the location of the property, annual property taxes and income taxes may also apply if the property is rented out. These costs ensure that the investment is completed legally and securely.

Attorney Fee

Mülk değerinin %2’i + KDV
(Tapu kontrolü, vergi numarası, banka hesabı açılışı, noter ve kadastro işlemleri dahildir)

Real Estate Consulting Fee

Mülk değerinin %2’si + KDV

Notary Fee

Mülk değerinin %1,24’ü + KDV

Alım Satım Vergisi

Mülk değerinin %3,1’i

Cadastral Registration Fee

Mülk değerinin %0,85’i

Annual Property Tax

Mülkün konumu, büyüklüğü ve değerine göre değişken

Rental Income Tax (if the property is rented out)

0 – 12.000 € arası gelir: %15
12.000 – 35.000 € arası gelir: %35
35.000 € ve üzeri gelir: %45

GOLDEN VISA APPLICATION FEES

During the Golden Visa application process, certain fees are paid, such as legal fees, accounting fees, and government fees. These fees cover residence permit procedures, document preparation, and legal follow-up processes. In addition, an additional government fee is charged for each additional family member.

Attorney Fees

Kişi Başı € 1200 + KDV
(Oturum izni ve Schengen vizesi başvuru süreci dahildir)

Accounting Services

Yıllık 400 €

State Tax